Friday, January 5, 2018

2018: Finance Tracker in a Filofax Malden Zipped

HELLO 2018!
Happy New Year!  This is a season for new BuJo Spreads.  I'll be sharing in this post my Finance Tracking Binder-slash-Wallet. 

For my finance related binder, I'll be using a Filofax Compact Malden Zipped. It's zipped personal size binder with wallet features.  I've been using this as a wallet since 2015.  And as you see, the leather material that it is made of still has its charm.

Upon opening the planner you will see the wallet side on the left, and the ring binder side on the right.  The wallet side have a total of 14 card slots, four wide pockets with one having a zipper closure, wide pocket in the back.

Wallet size with slots for paper bills, coins, and cards.

In the ring binder, I housed my finance tracking sheets.  I just have a simple page indicator.


Key Page


CASHF LOW PAGE:  Where I note the incoming and the outgoing money according to date.
There are six columns in my Cash Flow page:
1.  Category:  The list is categorized into home, food, dine out, JM, Husband, Business or Income.  I put its legend to categorized it in the table.
2.  Date.
3.  Item Description.
4.  Unit or number of pieces if applicable.
5.  Total Amount.
6.  Source:  If it is cash or through one of my debit cards.
(My writing is quite small for the header to fit.)

In this page I dump all the incoming money then compute the 10% for tithe, and 10% for savings.  I balance them all monthly so I know how much I will give to church and put in the bank.

It has six columns.
1.  Date 
2.  Source of income.
3.  Amount.
4.  Tithe (10%).
5.  Save (10%).
6.  Total, remaining balance when the Tithe and Savings are taken out.

The weekly balance tracker is for logging the amount I have in cash and in the debit cards.  This is for me to easily glance our current finances.  I schedule to update this every Sunday evening or Monday morning.

It has six columns.
1.  Date (Week number and I am to write which day I updated.)
2.  Cash.
3.  Bank 1.
4.  Bank 2.
5.  Bank 3.
6.  Total.

My Bills Tracker in this setup is more of a checklist in the front. I will just tick off on the month I paid it for. I have two categories:  the Fixed Expenses (things I pay monthly), and the Variable Expenses (bills like repair, doctor consultation, etc., which we have to spend on once in a while.) 


At the back page of Bills Tracker are tables where I can log in the actual amount I paid for the Fixed Expenses.  The amount I paid for the Variable Expenses will be noted in the extra dotted pages I have in this planner.

The header shows the budget I have for each category.

At the end of the year, I will put the total amount.  I also added a table for the SSS Contribution I'll be investing on this year.


This is my financial project for the year.  I made a table for my savings goal with 500php increments.  I will put a slash on each cell when I accomplish a certain amount.  I hope I can make it!

I also included some top load pockets covered with scrapbook papers where I can put the money allocated for a certain thing so I can avoid spending it before I can deposit it in the bank.

There you go!  I hope you got ideas in my simple finance tracker.  

Here's to a wealthier and smart spending for 2018!  Cheers!

IG:  ArtAndJournals

Sunday, April 30, 2017

100 Days of Pencil Art with Art and Journals

Drawing with pencils must be a basic art lesson we must all go pass through.  So for the next couple of months, I will be focusing more on using pencils as an art medium.  This started when I saw an IG account showing everyday artworks for 100 days.  It is called the #100DaysOf________, in which you will fill the blank with whatever project you want to work on.  I have decided to choose going back to basics and learning to use pencils.

Since it is 100 days, and pencils come in different characteristics, I have divided the project.

Graphite Pencils - For the first 30 Days, I will be using the graphite pencil as medium.  I have always dreamed of learning this, but never really took action.  

Colored Pencils -  The next 30 Days will be added with colors.  I will be using colored pencils to draw 30 different artworks.

Watercolor Pencils -  For the last batch of 30 Days, I will be exploring the Watercolor Pencil medium.  I am honestly not comfortable with this medium, but I believe it's about time to explore on this.

The extra 10 days will be dedicated for reviews for each medium, and everything about this 100 days project.

I will update through my Instagram Account.  I am always not timely (or daily) in updating my Instagram account, but I do upload per batch.  I hope I can stick with this.

I will also be updating through this blog and provide links where I learned the lessons.

Here's to a hundred artworks and learnings!

Wednesday, March 15, 2017

Notebooks to Let Go

These are some of my notebooks in our bedroom shelf.  A number of these were used last year, but I still have a lot of unused notebooks, and probably will not use them since I have been loyal to my Hobonichi.  I intend to use Hobonichi Original for the year, so I decided to giveaway some.  I posted yesterday in my Facebook about this.  And here is the content:

I will be giving away SOME notebooks. The conditions are these:
1. I have the right to choose to whom it should be given, and what notebook it is.
2. Some notebooks were used ONLY on the first three to five pages. Some are really unused.
3. I will prioritize family, then students, and friends who are not a notebook enthusiast like me. Newbies are okay, too. I want it to be used, not just to be stacked in a shelf just like this.
4. Comment "ME" if you are interested. If you want to say what will you use it for, go ahead. PM is accepted, too.

I got some responses.  I will be choosing the recepient probably by the end of the month.  I have learned the disadvantage of hoarding which I will tackle soon in this blog.

I hope that the recepient will be able to use this, and enjoy the benefits of planning and writing un a journal everyday.  BUT I don't want them to fall in the rabbit hole of hoarding like I did.  I had been slowly letting go some of my things at home, especially when they are not used and just taking up space at home.

Here's to a change of lifestyle for me.  Slowly and gradual, but uplifting in a sense.