Friday, January 5, 2018

2018: Finance Tracker in a Filofax Malden Zipped



HELLO 2018!
Happy New Year!  This is a season for new BuJo Spreads.  I'll be sharing in this post my Finance Tracking Binder-slash-Wallet. 

For my finance related binder, I'll be using a Filofax Compact Malden Zipped. It's zipped personal size binder with wallet features.  I've been using this as a wallet since 2015.  And as you see, the leather material that it is made of still has its charm.

Upon opening the planner you will see the wallet side on the left, and the ring binder side on the right.  The wallet side have a total of 14 card slots, four wide pockets with one having a zipper closure, wide pocket in the back.



Wallet size with slots for paper bills, coins, and cards.

In the ring binder, I housed my finance tracking sheets.  I just have a simple page indicator.


TITLE PAGE





KEY PAGE
Key Page



CASH FLOW PAGE


CASHF LOW PAGE:  Where I note the incoming and the outgoing money according to date.
There are six columns in my Cash Flow page:
1.  Category:  The list is categorized into home, food, dine out, JM, Husband, Business or Income.  I put its legend to categorized it in the table.
2.  Date.
3.  Item Description.
4.  Unit or number of pieces if applicable.
5.  Total Amount.
6.  Source:  If it is cash or through one of my debit cards.
(My writing is quite small for the header to fit.)

INCOME DUMP
In this page I dump all the incoming money then compute the 10% for tithe, and 10% for savings.  I balance them all monthly so I know how much I will give to church and put in the bank.

It has six columns.
1.  Date 
2.  Source of income.
3.  Amount.
4.  Tithe (10%).
5.  Save (10%).
6.  Total, remaining balance when the Tithe and Savings are taken out.






WEEKLY BALANCE TRACKER
The weekly balance tracker is for logging the amount I have in cash and in the debit cards.  This is for me to easily glance our current finances.  I schedule to update this every Sunday evening or Monday morning.

It has six columns.
1.  Date (Week number and I am to write which day I updated.)
2.  Cash.
3.  Bank 1.
4.  Bank 2.
5.  Bank 3.
6.  Total.




BILLS TRACKER
My Bills Tracker in this setup is more of a checklist in the front. I will just tick off on the month I paid it for. I have two categories:  the Fixed Expenses (things I pay monthly), and the Variable Expenses (bills like repair, doctor consultation, etc., which we have to spend on once in a while.) 




ACTUAL AMOUNT PAGE

At the back page of Bills Tracker are tables where I can log in the actual amount I paid for the Fixed Expenses.  The amount I paid for the Variable Expenses will be noted in the extra dotted pages I have in this planner.


The header shows the budget I have for each category.


At the end of the year, I will put the total amount.  I also added a table for the SSS Contribution I'll be investing on this year.


SAVINGS TRACKER

This is my financial project for the year.  I made a table for my savings goal with 500php increments.  I will put a slash on each cell when I accomplish a certain amount.  I hope I can make it!

I also included some top load pockets covered with scrapbook papers where I can put the money allocated for a certain thing so I can avoid spending it before I can deposit it in the bank.


There you go!  I hope you got ideas in my simple finance tracker.  

Here's to a wealthier and smart spending for 2018!  Cheers!

JM
IG:  ArtAndJournals


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